Explore Our Services

We offer financial planning, investment management, and hourly advisory — all fee-only, all fiduciary, all built around you. Below is exactly what we do and what we charge.

Fiduciary · Se hablo español · No commissions · Fee-only ·

Fiduciary · Se hablo español · No commissions · Fee-only ·

Services

A plan for your whole life, not just your portfolio.

  • A written plan covering every area of your financial life — built around your goals, your situation, and your values. Not a template. Not a sales pitch. A real deliverable you can follow.

    Plans start at $3,000 based on complexity.

  • Ongoing, discretionary management of your investment accounts — built around your financial plan, not a generic model. We manage your money so you don't have to think about it.

    Investment Management Fees start at 1%.

  • For clients who want continued support after a comprehensive plan, or who have a specific question that doesn't require a full engagement.

    Ongoing & Project-Based Planning starts at $300/hr.

TRADITIONAL APPROACH

✕Manage investments only

✕No written financial plan

✕Earn commissions on products

✕Contact you when markets drop

✕Generic model portfolios

✕Quarterly statement and silence

Garcia Financial Planning

✓Comprehensive financial plan first

✓Written plan covering 8 life areas

✓Fee-only — zero commissions

✓Portfolio built around your plan

✓Proactive communication

✓On going guidance and annual review

HOW IT WORKS

From first call
to full plan.

01

Intro call

30 minutes with Ismael. We learn about your situation and you ask us anything. No pressure, no sales pitch.

02

Discovery meeting

A 2-hour deep dive into your finances, goals, and priorities. This is where the real work begins.


You shouldn't have to figure out how to work with a financial advisor. Here's exactly what happens when you reach out — from start to a plan in your hands.

03

We build the plan

10–15 hours of planning work across all 8 areas of your financial life. You'll receive something no other advisor gave you.

04

Delivery and implementation

We walk through every recommendation together. Then we help you implement — and stay by your side as life changes.

Comprehensive Financial Plan - $3,000 Starting Fee

Let’s Work Together!

Ready to get started? Fill out a few quick details so we can understand your goals. We’ll respond within 24 hours.